TAKING CARE OF WHAT’S IMPORTANT
Get Your Personalized Quote!
Types of Insurance
Shopping for insurance can be a daunting task. There are so many options and so many choices.
With a quick assessment of your risk, we provide you with the best insurance products that fits your needs.
The insurance industry can change daily. Stay up to date and stay protected.
Why Choose Us?
Our agents have more than 22 years experience in the industry and own multiple businesses.
We actively support our clients to ensure that they are fully protected from adverse risk.
You will receive dedicated service from our friendly agents who will work to find you the best available rate and coverage and help you protect what you value most.
HOW CAN WE HELP YOU?
Think of insurance like a safety net. Just like a trapeze artist uses a net to catch them if they fall, insurance helps protect you financially when unexpected events happen. It could be a car accident or even damage to your home from a storm or fire. While we hope these events don’t occur, life is unpredictable.
Having insurance means that if something does go wrong, you won’t have to bear the entire financial burden alone. Instead, you and your insurance company share the costs, helping you avoid huge unexpected expenses. So, in a nutshell, insurance provides peace of mind in a world full of surprises.
When you consider insurance there is a balance between price and how much risk you are willing to accept. This means, do you want better coverage or more affordable prices. Our goal is to find the perfect balance of affordability and great coverage.
When choosing insurance coverage, consider potential risks and the value of the assets you’re insuring. For example, living in a flood zone might necessitate flood insurance, and the cost to rebuild your home can guide coverage limits. Additionally, ponder potential legal liabilities and your financial ability to handle out-of-pocket costs.
Your insurance needs will evolve with life changes, like purchasing a new vehicle or home. Therefore, it’s essential to periodically review and adjust coverage. Consulting with insurance agents can offer tailored advice, ensuring optimal protection without unnecessary expenses.
Auto Insurance Discounts: Multiple factors can lower auto insurance premiums. Discounts may be available for insuring multiple vehicles, maintaining a good driving record, completing defensive driving courses, and having safety or anti-theft devices installed. Additionally, students, military personnel, and older drivers might qualify for specific reductions. Bundling auto and home insurance often leads to savings.
Home Insurance Discounts: Homeowners can access various discounts to reduce insurance costs. Premiums may drop for homes with security systems, newer structures, roof upgrades, or those using fire-resistant materials. Proximity to fire stations can be beneficial. Loyalty, being claims-free, choosing higher deductibles, and bundling with auto insurance can further lower rates.
If you rent your living space, renter’s insurance is crucial. While your landlord’s policy covers the building, it doesn’t protect your personal belongings inside against incidents like theft or fire. Renter’s insurance also offers liability protection, ensuring peace of mind in the face of unexpected events.
Beyond safeguarding possessions, renter’s insurance can cover additional living expenses if your rental becomes uninhabitable. It’s a relatively affordable way to secure protection and can save you significant costs and stress in the event of unforeseen damages or losses.
Business insurance is vital for safeguarding against unexpected financial setbacks, from accidents to legal disputes. Without protection, one significant mishap can jeopardize your business’s financial health and sustainability.
Specific insurance types cater to different business risks, and some may be legally mandated. It’s a proactive measure to ensure business continuity and financial security.